So, what's different about this book? First, it is benefit driven. People don't just want to know what's in the budget. What they really want to know is how it will affect them, how they can take advantage of new rules, how they can use insider tips to their own advantage and to avoid pitfalls.

This is where The Money Doctor Finance Annual 2010 places the emphasis. And crucially, The Money Doctor Finance Annual 2010 speaks in plain English. John Lowe demystifies and simplifies the business of money.

Four-colour visuals make for maximum clarity of explanation.